> ## Documentation Index
> Fetch the complete documentation index at: https://docs.clearaml.com.au/llms.txt
> Use this file to discover all available pages before exploring further.

# Run KYC identity verification checks in ClearAML

> Verify client identities against the Australian government DVS database and biometric facial matching for $5 per check, with instant pass/fail results.

Know Your Customer (KYC) verification confirms that a client is who they claim to be. ClearAML connects to the Australian Government's Document Verification Service (DVS) to validate identity documents, and performs biometric facial matching to confirm the document holder is present. Each check costs \$5 and is deducted from your account credit.

<Note>
  Each KYC check costs **\$5** and consumes one credit from your account quota. Check your remaining quota at any time from the Billing or Usage page.
</Note>

## What KYC covers

A standard KYC check in ClearAML performs two things in sequence:

<CardGroup cols={2}>
  <Card title="DVS document verification" icon="id-card">
    Validates the client's identity document (driver's licence or passport) against the Australian Government's Document Verification Service — the same authoritative database used by financial institutions.
  </Card>

  <Card title="Biometric facial matching" icon="face-id">
    Matches a selfie or live photo of the client against the photo on their identity document to confirm the document holder is physically present.
  </Card>
</CardGroup>

## Running a KYC check from the verification page

The standalone verification page at **Dashboard → Identity Verification** lets you run ad-hoc checks outside of a specific client profile.

<Steps>
  <Step title="Go to Identity Verification">
    Navigate to **Dashboard → Identity Verification**. The Instant KYC Check card appears on the left.
  </Step>

  <Step title="Enter the client's details">
    Fill in:

    * **Full legal name** — as it appears on the identity document
    * **Date of birth**
    * **Document number** — driver's licence or passport number
  </Step>

  <Step title="Run verification">
    Click **Run Verification**. The check takes a few seconds. One KYC credit is consumed on completion.
  </Step>

  <Step title="Review the result">
    The result is displayed immediately:

    * **Identity verified** — the document and biometric check passed.
    * **Check required** — a potential match was found and manual review is needed.
  </Step>
</Steps>

## Running a KYC check from a client profile

You can also initiate KYC directly from an individual client's profile page, which links the result to that client's AML file.

<Steps>
  <Step title="Open the client profile">
    Go to **Dashboard → Clients** and click the client's name.
  </Step>

  <Step title="Go to the Verification tab">
    Select the **Verification** tab within the client's profile.
  </Step>

  <Step title="Initiate the check">
    Click the verification action to start the KYC process. The client's existing name and date of birth pre-fill automatically.
  </Step>

  <Step title="Review results">
    Results appear in the Verification tab and are also recorded in the client's Activity Log with a timestamp and the name of the user who ran the check.
  </Step>
</Steps>

## KYC for entities (KYB)

For companies, trusts, and other entities, ClearAML verifies identity at the individual level for each director, beneficial owner, and UBO listed under the client. Navigate to the **Directors / UBOs** tab on the entity's profile to run KYC on each related party.

<Info>
  Company KYB (entity-level verification including director, shareholder, and UBO checks) is currently **free during the beta period**. KYB verifies the entity's registration status, confirms directors, and checks for beneficial ownership structures.
</Info>

## Interpreting results

| Result            | Meaning                                                             | What to do                                                                             |
| ----------------- | ------------------------------------------------------------------- | -------------------------------------------------------------------------------------- |
| Identity verified | DVS confirmed the document; biometric matched.                      | Update the client's status to Verified.                                                |
| Check required    | A potential match was found or the document could not be confirmed. | Review the details manually and record your decision in the client's Verification tab. |

## What happens after a check

* The result is stored permanently on the client's profile under the **Verification** tab.
* The check is logged in the **Activity Log** with a timestamp and the name of the user who ran it.
* The client's **Completion Checklist** updates to reflect that KYC has been completed.
* If the result is "Check required", the checklist will prompt you to record a decision before the client can be marked fully verified.

<Warning>
  A passed KYC check does not by itself satisfy all AML/CTF obligations. You must also complete a risk assessment and, where required, PEP/sanctions screening before onboarding a client.
</Warning>