> ## Documentation Index
> Fetch the complete documentation index at: https://docs.clearaml.com.au/llms.txt
> Use this file to discover all available pages before exploring further.

# ClearAML: AML/CTF compliance for Australian professionals

> ClearAML is Australia's AML/CTF compliance platform for accountants, lawyers, and real estate professionals navigating the Tranche 2 reforms.

ClearAML is a purpose-built compliance platform that helps Australian accounting firms, law practices, and real estate agencies meet their obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act. It replaces fragmented spreadsheets and manual processes with automated KYC verification, risk scoring, PEP/sanctions screening, and AUSTRAC-ready reporting — all hosted in Australian data centres.

## Who ClearAML is for

The Tranche 2 reforms (effective 1 July 2026) extend AML/CTF obligations to a new class of professionals. ClearAML is built specifically for the three most affected groups:

<CardGroup cols={3}>
  <Card title="Accountants" icon="calculator">
    Tax agents, BAS agents, and accounting firms providing designated services such as business formation, asset management, and financial advisory.
  </Card>

  <Card title="Lawyers & conveyancers" icon="scale">
    Legal practitioners handling property transactions, company formations, trust structures, and other designated legal services.
  </Card>

  <Card title="Real estate professionals" icon="house">
    Agents and agencies facilitating the sale, purchase, or lease of real property on behalf of clients.
  </Card>
</CardGroup>

## What problems ClearAML solves

Under the Tranche 2 reforms, these professionals must enrol with AUSTRAC, implement an AML/CTF program, conduct customer due diligence, and report suspicious matters. Meeting these obligations manually is time-consuming and error-prone. ClearAML automates the core compliance workflow so you can stay AUSTRAC-ready without building internal compliance infrastructure from scratch.

<Info>
  The Tranche 2 reforms take effect on **1 July 2026**. All affected professionals must be enrolled with AUSTRAC and have an operational AML/CTF program in place by that date. See the [Tranche 2 overview](/guides/tranche-2-overview) for a full breakdown.
</Info>

## Key features

<CardGroup cols={2}>
  <Card title="KYC verification" icon="fingerprint" href="/features/kyc-verification">
    Verify client identity electronically via the Document Verification Service (DVS) and biometric facial matching for \$5 per check.
  </Card>

  <Card title="Automated risk scoring" icon="activity" href="/features/risk-assessments">
    Score clients as Low, Medium, or High risk using an AUSTRAC-aligned risk matrix based on client type, industry, and geography.
  </Card>

  <Card title="PEP & sanctions screening" icon="radar" href="/features/pep-sanctions-screening">
    Screen clients against global Politically Exposed Persons (PEP), sanctions, and adverse media watchlists for \$5 per check.
  </Card>

  <Card title="KYB entity verification" icon="building" href="/features/kyc-verification">
    Identify directors, shareholders, and ultimate beneficial owners. Free during beta.
  </Card>

  <Card title="Forensic audit trail" icon="shield-check">
    Every action is time-stamped in a tamper-proof audit ledger, keeping you ready for independent review at any time.
  </Card>

  <Card title="AUSTRAC reporting" icon="file-text" href="/features/austrac-reporting">
    Generate risk assessment PDFs, compliance reports, and other required documentation in one click.
  </Card>
</CardGroup>

## Security and data residency

ClearAML is hosted exclusively in Australian data centres (Melbourne region) and uses bank-grade 256-bit encryption for data at rest and in transit. Your client data never leaves Australian jurisdiction.

## Pricing at a glance

| Plan         | Price         | Users     | Monthly credits |
| ------------ | ------------- | --------- | --------------- |
| Starter      | \$149/mo +GST | 5         | —               |
| Professional | \$299/mo +GST | 25        | \$135           |
| Enterprise   | Contact sales | Unlimited | Custom          |

All plans include a 14-day free trial and a \$15 signup credit. No credit card required to start.

<Tip>
  KYC checks cost $5 each (DVS + biometric). KYB entity verification is currently $0 during the beta period.
</Tip>

## Next steps

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/quickstart">
    Sign up and run your first compliance check in five steps.
  </Card>

  <Card title="Account setup" icon="settings" href="/account-setup">
    Configure your firm details, compliance officer, and AML program.
  </Card>

  <Card title="Client management" icon="users" href="/features/client-management">
    Add, import, and manage all your client KYC profiles.
  </Card>

  <Card title="Tranche 2 overview" icon="book-open" href="/guides/tranche-2-overview">
    Understand your obligations under the Tranche 2 AML/CTF reforms.
  </Card>
</CardGroup>